Discovering the Cheapest Places to Live in the UK…

… can be a dream, but sometimes the price tag can feel like a nightmare and a huge barrier to finding the best place to live. In December 2023, the average price to buy a home in the UK was £285,000, which although was £4,000 lower than the previous 12 months, is still a hefty price. Plus, in the UK, England house prices remain the highest at £302,000, compared to Northern Ireland with the lowest at £177,000.

But fear not, we’re here to help uncover some of the cheapest places to live in the UK, where charm and affordability meet to create your perfect home.By heading northwest, you’re more likely to find affordable living with a friendly vibe. There is much to see and do in the North West including bustling Manchester, Liverpool’s music scene, Lake District beauty, and diverse cities, all with a strong industrial heritage.[us_image image=”33345″ size=”us_375_500″ link=”%7B%22url%22%3A%22%22%7D” css=”%7B%22default%22%3A%7B%22margin-bottom%22%3A%221rem%22%7D%7D”]Manchester offers a vibrant urban experience with cultural diversity, thriving arts, and a rich industrial heritage. Affordable living, lively nightlife, and friendly locals make it an enticing destination for all.As of December 2023, the average house price in Manchester was £242,500 and in Greater Manchester, it was £231,700. The different districts in Manchester offer a variety of lifestyles and rental prices. The average for the whole of Manchester is £1148 per month whereas areas such as Denton and Radcliffe have an average rental price of under £925 per month. 

Manchester boasts competitive job prospects across Tech, Finance, and Creative industries. The average salary sits at £37,296, but living costs are slightly above the UK average. Overall, it’s more affordable than London, but less so than smaller cities in the North.[us_image image=”33355″ size=”us_375_500″ link=”%7B%22url%22%3A%22%22%7D” css=”%7B%22default%22%3A%7B%22margin-bottom%22%3A%221rem%22%7D%7D”]A historic city nestled in the Lake District, Lancaster captivates visitors and inhabitants with its charming architecture and thriving cultural scene. With the River Lune running through the city centre, Willamson Park near the centre and the Yorkshire Dales National Park on your doorstep, Lancaster is quickly becoming a popular place to live.In December 2023, the average price of a property in Lancaster was £202,100. In comparison, the average price of a rental property is £750 per month. 

This charming city with lower living costs than the national average, making Lancaster a more affordable place for many. There are also good job prospects in healthcare and education but limited public transport, with travel to London taking 3-4 hours.Look at going to the opposite coastline of England, towards the North East, you’ll find affordable living with beautiful nature mixed with lively towns and cities. In fact, you’ll discover a stunning coastline, vibrant Newcastle, historic Durham, affordable living, and be close to nature – perfect for setting-up your life.[us_image image=”33358″ size=”us_375_500″ link=”%7B%22url%22%3A%22%22%7D” css=”%7B%22default%22%3A%7B%22margin-bottom%22%3A%221rem%22%7D%7D”]With its compact city centre, strong job market and rich cultural scene, Newcastle could offer you the perfect place to live. Plus, with Northumberland National Park under 45 minutes away by car and the River Tyne running through the centre, there’s plenty of nature to enjoy.As of December 2023, the average house price in Newcastle upon Tyne was £199,800 and the average rent has risen in recent years to £895 per month in January 2024.

Newcastle is an affordable bustling city with affordable rents and competitive salaries, with an average salary sitting at approximately £25,000 a year. The city offers excellent public transport and it takes 2.5 hours to London by train.[us_image image=”33359″ size=”us_375_500″ link=”%7B%22url%22%3A%22%22%7D” css=”%7B%22default%22%3A%7B%22margin-bottom%22%3A%221rem%22%7D%7D”]Living in Durham and nearby areas offers a blend of historic charm, stunning landscapes, and a close-knit community. Enjoy the medieval architecture of Durham, nearby picturesque North Pennines, and access to the cultural richness of nearby cities such as Newcastle.The average house price in County Durham in December 2023 was £127,000 and for rental price, the average rent in County Durham sits at £801 per month. To live in the centre of Durham, this average rental price increases to £1,013 per month. 

Durham is a relatively affordable city to live in, mixing history and scenic beauty with a slightly higher-than-average cost of living. There is a strong job market in education and research and for those looking to travel to the capital, a train to London takes 3 hours.The East Midlands is a wonderful place to live where you’ll discover lively Nottingham, historical Lincoln, Peak District adventures, and affordable living; all in one amazing central location in the UK.[us_image image=”33361″ size=”us_375_500″ link=”%7B%22url%22%3A%22%22%7D” css=”%7B%22default%22%3A%7B%22margin-bottom%22%3A%221rem%22%7D%7D”]As a bustling city with a rich industrial heritage, Derby transformed into a vibrant Cathedral Quarter. Foodies rejoice in Derby’s renowned Silk Mill with its diverse culinary scene, history buffs delve into the Strutt’s Park Roman fort and everyone can explore the magnificent Derby Museum and Art Gallery, and nearby Kedleston Hall, making it a wonderful place to live.In December 2023, the average house price in the City of Derby sat at just over £203,000, compared to the average rental price in Derby of £850 per month. 

Derby is an affordable Midlands city to live in. The average salary is around £30,000 with a strong public transport network, with day tickets costing approximately £4, making it easy to travel around this vibrant city.[us_image image=”33362″ size=”us_375_500″ link=”%7B%22url%22%3A%22%22%7D” css=”%7B%22default%22%3A%7B%22margin-bottom%22%3A%221rem%22%7D%7D”]A cultural melting pot with a vibrant atmosphere, Leicester’s Golden Mile brims with international restaurants and shops. Plus, Premier League football fans can cheer on Leicester City FC. There’s something for everyone in this city such as space enthusiasts who can marvel at the National Space Centre, and commuters can enjoy excellent transport links to London and the Midlands.As of December 2023, the average house price in Leicester was just under £235,000. In comparison, the average rent in Leicester was £950 per month. 

Living in Leicester is very affordable for many people. Meals out are often reasonable from as little as £10, and the average salary is around £32,500. Public transport is good with a day ticket for £4 and as for reaching the capital, travelling to London takes just 1 hour by train, costing around £30+.The West Midlands has plenty of offers for those already living in the area and for those looking to move somewhere new. You’ll have plenty of time to explore Birmingham’s dynamism, Black Country charm, Shakespeare’s Stratford, and Coventry’s history, as well as being well-connected to other areas of the UK.[us_image image=”33364″ size=”us_375_500″ link=”%7B%22url%22%3A%22%22%7D” css=”%7B%22default%22%3A%7B%22margin-bottom%22%3A%221rem%22%7D%7D”]Industrial charm meets modern innovation in Wolverhampton. Delve into Black Country history with its canals, museums, churches and vintage trams. There’s also plenty to do such as motorsport action at Wolverhampton Speedway, ample green spaces to enjoy, Dudley Zoo, and the Wolverhampton Science Centre, making it a perfect place to live with a family.In December 2023, the average house price in Wolverhampton was £198,000 whilst the average rent in Wolverhampton sat at £950 per month. 

In terms of affordability, Wolverhampton is comparable to other places in the West Midlands. The average salary sits at around £27,000 per year with strong job prospects in manufacturing, engineering, and logistics.[us_image image=”33365″ size=”us_375_500″ link=”%7B%22url%22%3A%22%22%7D” css=”%7B%22default%22%3A%7B%22margin-bottom%22%3A%221rem%22%7D%7D”]A green haven within the West Midlands conurbation, Sandwell boasts Black Country Living Museum and Dudley Zoo and Castle. Nature lovers can explore canals, cycle paths, and the Sandwell Valley Country Park and RSPB nature reserve. On the other hand, foodies discover hidden gems and international cuisine. Sandwell also offers excellent transport links and proximity to Birmingham.The average house price in Sandwell in December 2023 was just over £198,000. Alternatively, the average rental costs £950 per month. 

Fancy green living without breaking the bank? Sandwell’s offers affordable living with an average salary is £34.2K. The local public transport network is moderate, but a car unlocks the full potential of this wonderful area.It’s understandable why many people wish to move to Yorkshire and the Humber when there is so much to love on your doorstep. Just think, you have the stunning Yorkshire Dales, vibrant York, Leeds’ culture, Sheffield’s steel heritage, and coastal beauty all in one place.[us_image image=”33366″ size=”us_375_500″ link=”%7B%22url%22%3A%22%22%7D” css=”%7B%22default%22%3A%7B%22margin-bottom%22%3A%221rem%22%7D%7D”]A maritime city steeped in history, Hull’s The Deep Aquarium showcases aquatic wonders. With your free time, explore cobbled streets, museums, and the Humber Bridge, the UK’s longest suspension bridge. Plus, foodies relish fresh seafood and vibrant markets. Hull offers so much for locals to enjoy as well as affordable living with a friendly community and easy access to the Yorkshire countryside.In December 2023, the average house price in the City of Kingston upon Hull was £133,000 whereas the average rent was £625 per month.

Hull is seen by many to be an affordable place to live. The cost of living here is slightly lower than the average with meals out costing as little as £8. However, as public transport is limited, a car is recommended and this may put a strain on your budget.[us_image image=”33367″ size=”us_375_500″ link=”%7B%22url%22%3A%22%22%7D” css=”%7B%22default%22%3A%7B%22margin-bottom%22%3A%221rem%22%7D%7D”]Gateway to Yorkshire Dales, Doncaster offers stunning countryside and excellent walking trails. History buffs explore Conisbrough Castle and Romanesque Doncaster Minster. Plus, Doncaster offers affordable living with good transport links and a relaxed atmosphere.As of December 2023, the average house price in Doncaster was just below £168,000. In comparison, the average rent for a property in Doncaster was £600 per month. 

Doncaster offers strong job prospects for those who work in logistics, retail and healthcare. Plus, the average salary is £27,000 and London is two hours away by train, with tickets costing around £60.The South East highlights many wonderful parts of England’s coastline, offering many people easy access to the sea and surrounding countryside as well as historic Brighton, Oxford’s academia, and diverse communities.[us_image image=”33369″ size=”us_375_500″ link=”%7B%22url%22%3A%22%22%7D” css=”%7B%22default%22%3A%7B%22margin-bottom%22%3A%221rem%22%7D%7D”]A bustling port city with maritime history and easy access to the rest of the English coastline, Southampton’s SeaCity Museum tells fascinating tales. Explore medieval walls, and Tudor House Museum, and enjoy waterfront cafes, and by night, enjoy a vibrant nightlife. The New Forest National Park is also on your doorstep, perfect for walking adventures.The average house price in Southampton in December 2023 was £232,000 and the average rent in Southampton was £1,241 per month. 

Being on the south coast, Southampton’s cost of living is slightly higher than other areas of the UK. However, with average salaries at around £40K, good transport links and easy access to London, Southampton can offer affordable living.[us_image image=”33370″ size=”us_375_500″ link=”%7B%22url%22%3A%22%22%7D” css=”%7B%22default%22%3A%7B%22margin-bottom%22%3A%221rem%22%7D%7D”]Historic harbour town with a relaxed seaside vibe, Gosport boasts panoramic views of Portsmouth and the Isle of Wight. There is plenty for families to enjoy such as the local beaches, Stokes Bay, and the Explosion Museum. Gosport offers peaceful living with easy access to Portsmouth and surrounding areas.As of December 2023, the average house price in Gosport was £230,000 whereas the average rent was £1,250 per month. 

Similar to Southampton, Gosport does offer a slightly higher cost of living. There is also limited public transport in Gosport so additional costs for your car should be factored in when considering a move to this seaside town.The South West of England is full of wonderful places to explore and live. You’ll have to choose between the picturesque Cotswolds, Bath’s Roman baths, Exeter’s vibrancy, Cornish beaches, and the rugged landscape of Dartmoor National Park.[us_image image=”33372″ size=”us_375_500″ link=”%7B%22url%22%3A%22%22%7D” css=”%7B%22default%22%3A%7B%22margin-bottom%22%3A%221rem%22%7D%7D”]Ocean gateway with a vibrant waterfront and iconic lighthouse, Plymouth offers maritime adventures, boat trips, and historical dockyard tours. This vibrant student city has much to offer such as Elizabethan Saltram House and The Barbican’s lively restaurants and shops. Nature lovers can also enjoy Dartmoor National Park and coastal walks.In December 2023, the average house price in Plymouth was £217,500. In comparison, the average rental property costs £802 per month. 

Plymouth offers ocean lovers a more affordable place to live. Meals out cost around £11 and day tickets on the good public transport network cost £4. Plus, the average salary in Plymouth is £29,000 and the city offers strong job prospects in marine biology, tourism and healthcare, making it a popular place to live.[us_image image=”33374″ size=”us_375_500″ link=”%7B%22url%22%3A%22%22%7D” css=”%7B%22default%22%3A%7B%22margin-bottom%22%3A%221rem%22%7D%7D”]Nestled within the enchanting Forest of Dean, Cinderford offers scenic walks, cycling trails, and wildlife encounters. Explore historic Puzzlewood, Clearwell Caves, and Dean Heritage Centre plus, discover local producers’ markets and traditional pubs. Cinderford offers peaceful living with a strong community spirit and proximity to Gloucester.On average in February 2024, a property in Cinerford costs £250,000 to purchase and the average cost for a rental property is £773 per month. 

Cinderford offers forest living with a low cost of living. The average salary is around £26,000 a year and although public transport is limited, Bristol is just over an hour away by train, with the journey costing around £15.[us_image image=”33375″ size=”us_375_500″ link=”%7B%22url%22%3A%22%22%7D” css=”%7B%22default%22%3A%7B%22margin-bottom%22%3A%221rem%22%7D%7D”]London might be iconic, but its average rent of £2,081 per month in January 2024 and average prices of £508,000 in December 2023, can put a serious strain on your wallet. We recommend venturing beyond the capital and discovering a wealth of hidden gems waiting to be explored. Think historic towns steeped in character, vibrant cities with a lower cost of living, and breathtaking landscapes right on your doorstep.Within London, one of the cheapest areas to live is Barking and Dagenham where the average house price in December 2023 was £340,000 and the average rental costs £1,770 per month. Another potentially affordable area is Bexley where the average house price in December 2023 was just under £378,000 and the average rent is £1,650 per month.From the capital city of Cardiff to the rolling hills of the countryside and the rugged nature of Snowdonia National Park, Wales offers a beautiful blend of affordability and adventure. Enjoy a slower pace of life and stunning natural beauty without compromising on your budget.[us_image image=”33377″ size=”us_375_500″ link=”%7B%22url%22%3A%22%22%7D” css=”%7B%22default%22%3A%7B%22margin-bottom%22%3A%221rem%22%7D%7D”]Located in the South Wales Valleys, Merthyr Tydfil is often considered one of the more affordable areas to live in Wales. It has a rich industrial history and offers a cost-effective living environment just 40 minutes by car outside Cardiff and a stone’s throw away from Bannau Brycheiniog National Park (Brecon Beacons).The average purchase price for a property in Merthyr Tydfil in December 2023 was £196,000, and the average rental price was £750 per month. 

Merthyr Tydfil is seen as a very affordable place to live in southern Wales. Not only is the cost of living lower than average, but job prospects are strong in logistics, manufacturing and healthcare. Cardiff is also under an hour away by train, with the journey costing around £10.[us_image image=”33378″ size=”us_375_500″ link=”%7B%22url%22%3A%22%22%7D” css=”%7B%22default%22%3A%7B%22margin-bottom%22%3A%221rem%22%7D%7D”]Swansea, a coastal city in South Wales, combines maritime charm with modern vibrancy. Surrounded by picturesque beaches and parks, it offers a dynamic cultural scene, affordable living, and a welcoming community, making it an enticing destination for residents seeking a balanced lifestyle.As of December 2023, the average house price in Swansea was £196,000. In comparison, the average rental price in Swansea is £1,000 per month. 

Swansea is the perfect place to live for a moderate cost of living close to local beaches. The average salary for the area is around £27k and there are strong job prospects in finance, IT and healthcare.Scotland beckons with stunning scenery and surprisingly budget-friendly options. In fact, by living in this beautiful country, you could enjoy vibrant Edinburgh, dramatic Highlands, historic castles, unique culture, be close to nature and explore remote areas.[us_image image=”33380″ size=”us_375_500″ link=”%7B%22url%22%3A%22%22%7D” css=”%7B%22default%22%3A%7B%22margin-bottom%22%3A%221rem%22%7D%7D”]Often overshadowed by its southern counterpart, Glasgow is a vibrant city with a thriving cultural scene and a significantly lower cost of living. Affordable housing, diverse job opportunities, and a rich cultural heritage make Glasgow an ideal destination for those seeking an urban lifestyle on a budget.As of December 2023, the average house price in the City of Glasgow was £173,600. In comparison, at the end of 2023, the average rental price was £1,179, and for a one-bed property, it was £883. 

Nestled on the west coast of Scotland Glasgow offers Scottish charm for a friendly price tag. Public transport is extensive, with day tickets costing £4, and the average salary for the area is just over £34,000 a year. There are also strong links with Edinburgh, with the train journey taking just over an hour and costing around £20.[us_image image=”33381″ size=”us_375_500″ link=”%7B%22url%22%3A%22%22%7D” css=”%7B%22default%22%3A%7B%22margin-bottom%22%3A%221rem%22%7D%7D”]Aberdeen, nestled along Scotland’s northeast coast, boasts a unique blend of rich maritime history, granite architecture, and stunning landscapes. Known for its thriving energy sector, friendly locals, and cultural offerings, Aberdeen offers a dynamic and enriching living experience.In December 2023, the average purchase price of a property in Aberdeen sat at £136,500. The average rent in Aberdeen at the end of 2023 was £863 per month, or £547 per month for a one-bedroom property. 

Aberdeen has a slightly higher cost of living compared to Glasgow, with a meal out costing around £14. However, there are strong job prospects in oil & gas, renewable energy and healthcare, and the average salary is £38k a year.Don’t miss out on Northern Ireland, home to the scenic Causeway Coast, vibrant capital Belfast, Giant’s Causeway, Game of Thrones locations and a friendly atmosphere.[us_image image=”33383″ size=”us_375_500″ link=”%7B%22url%22%3A%22%22%7D” css=”%7B%22default%22%3A%7B%22margin-bottom%22%3A%221rem%22%7D%7D”]From the iconic Titanic Quarter to the lively Cathedral Quarter, Belfast seamlessly blends history and modern living. Explore the Titanic Belfast museum, wander the historic streets, or take a day trip to the Giant’s Causeway.In December 2023, the average property price in Belfast sat at £161,900 and the average rental price in early 2023 was £923 per month.

A historic city with friendly vibes and moderate costs, Belfast is a popular place to live. Public transport is good with day tickets costing around £4 and Dublin is just over 2 hours away by train, with the journey costing around £30. This bustling city also offers strong job prospects in finance, engineering and tourism.[us_image image=”33384″ size=”us_375_500″ link=”%7B%22url%22%3A%22%22%7D” css=”%7B%22default%22%3A%7B%22margin-bottom%22%3A%221rem%22%7D%7D”]Derry-Londonderry blends historic walls with vibrant nightlife, offering a unique and friendly atmosphere. The stunning scenery of Sperrin Area of Outstanding Natural Beauty on its doorstep, the proximity of Giant’s Causeway and nearby beaches like Lisfannon Beach, all add to the allure of living in Derry.As of December 2023, the average property price in Derry City and Strabane was £159,400. In comparison, in early 2023, the average rental price in Derry & Strabane was £676 per month.

This walled city with a unique atmosphere offers budget-friendly living. Derry has an average salary of £24k and offers strong job prospects in healthcare, tourism and retail. Plus, Belfast is just over 2 hours away by train, costing around £25.

More Than Just Numbers

Remember, affordability isn’t just about rent or house prices. Research cost of living factors and keep in mind that your lifestyle preferences will also impact where you want to live. There is a lot to consider such as: 

• Job market: A strong job market & salaries balance higher housing costs. Research your field’s opportunities and average wages.
• Cost of living: Factor in groceries, transportation, utilities, and other expenses for a complete picture. 
• Taxes: Local council taxes, stamp duty taxes and income taxes affect disposable income. Compare rates across potential locations and how they can vary by region and country.
• Lifestyle expenses: Consider your spending habits – entertainment, dining, etc. – and adjust affordability calculations accordingly.
• Amenities: Access to healthcare, education, public transportation, and desired facilities impact the quality of life within your budget.

Your Budget-Friendly Journey Starts Now

Dive deeper into each location, explore local resources for cost of living breakdowns, and connect with online communities firsthand.

If you decide to move and want to see your house quickly, we can help. We buy all types of houses regardless of condition in England and Wales so if you’d like a no-obligation cash offer or have questions about our services, get in touch today and speak to one of our friendly team of experts.

Chris

Chris

Chris has worked in property all his career, first as a successful estate agent before spotting a gap in the market for buying property directly from people looking for a simple, quick sale.

He has a passion for property and as an experienced valuer, has looked at well over 50,000 properties so far at HBB. He has extensive experience in property buying and regularly comments in the press on property matters, trends and promotes ways to simplify and speed up the selling process.

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